Additional Products and Services

DuTrac is committed to serving our members in the best way possible. 

We offer products and services far and above the normal savings and loans products mentioned elsewhere on this site:

Medallion Signature Guarantees

These provide verification of signature for members for different financial transactions.  There is no charge for this service, but you must be a member of DuTrac.

Money Orders/Official Checks

Provide a way for members to make a payment to an individual or company requiring a guaranteed funds payment.

Safe Deposit Boxes

Keep your valuable possessions secure.  These protective boxes are located in a fireproof vault and require a DuTrac staff member to accompany you with a master key to gain access.  Safe deposit boxes are available to our Asbury, St. Mary’s, Maquoketa and Kimberly Road offices.  The annual rental of each box varies by size and not all sizes are available at all locations. Click here to view a pdf of safe deposit box sizes and prices.

Safekeeping Boxes

Store important papers and valuables.  These boxes are located in a secure fireproof vault and do not require a DuTrac staff member to accompany you.  Safekeeping boxes are self-serve and only require one key to access.  The annual rental of each box varies by size.  Safekeeping boxes are only available at our Jersey Ridge and Eldridge offices. Click here to view a pdf of safekeeping box sizes and prices.

U.S. Savings Bonds

Provide long-term investment opportunities, yet are flexible enough for those needing funds available.  U.S. Savings Bonds are financial instruments issued by the U.S. government through TreasuryDirect. Paper savings bonds can be redeemed at all DuTrac locations.

Wire Transfers

Enable a member to send or receive money safely and quickly.  Wire transfers are a means of electronically transferring money from or to an account at DuTrac or another financial institution.

Money Bags

Keep your receipts and deposits in a handy location.  DuTrac offers night drop bags that can be locked with a key or a handy zippered bag to carry your items for deposit.

Notary Services

Notaries are people of integrity appointed by the secretary of state to serve the public.  Notaries provide impartial and unbiased witness by identifying persons who come before the notary.

Coin Counting Machine

Bring in loose change to be counted.  No more coin rolling; it’s quick and easy.  Coin counting machines are available at all DuTrac office locations.

Night Drop

Make your deposits at an hour that is most convenient for you with our night drop boxes. Each DuTrac office has a night drop.  Deposits will be posted to the member’s account the next business day.

Bank By Mail

You can mail deposits to your nearest DuTrac office.  Make sure to include a note with your name and account number so we know where to deposit the funds.

Presidential Dollar Sets

Unique gold dollars honoring our presidents.  Each set contains two uncirculated gold dollars: one from the Denver mint and one from the Philadelphia mint.  Each set also has a timeline and historical record of each president.  These sets are available at every DuTrac office location.

ATIRAgift Visa Debit Cards

Prepaid Visa gift cards are available at any DuTrac location ranging from $25 to $750.  They may be used at once, or over time at various retailers.  The card must be registered at www.atiragift.com in order to replace the card if it is lost or stolen.

DuTrac was required to make changes to our ATIRAgift card due to the Credit Card Act of 2009.  Highlights of the new regulation requirements are as follows:

  • Dormancy, maintenance, inactivity or service fees may only be applied after 12 months of non-activity.
  • A $2.50 per month inactivity fee after 12 months.
  • After 12 months of non-activity, no more than one service fee can be charged to a cardholder in any given calendar month.
  • Gift cards now have a 7 year expiration date.
  • Gift cards must be activated. 
  • Registration of the card is required to increase your chances of recovering disputed funds or to obtain a replacement card if lost.
  • Additional information regarding DuTrac's ATIRAgift Visa Debit Card is available on the ATIRAgift website.

If you have further questions regarding DuTrac Community Credit Union’s extra services, please contact one of DuTrac's highly qualified Financial Services Consultants by e-mail at members@dutrac.org, in person at any of DuTrac's convenient locations or by phone at (563) 582.1331, or (800) 475.1331.