Credit Card Options

Whether you choose – MasterCard, VISA Classic or VISA Platinum – your DuTrac Community credit card will give you the convenience, global access* and versatility you need and expect.

DuTrac also offers a VISA Platinum Business card to its business members.

Students and teens: Consider DuTrac's FirstCard Credit Card

Credit Cards at a glance:

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MasterCard:

  • Low, non-variable interest rate.
  • No annual fee.
  • Automatic payments from your DuTrac account.
  • 25-day grace period.
  • $150,000 insurance coverage when any common carrier tickets are purchased with your card
 

VISA Classic:

  • Low interest rate.
  • No annual fee.
  • Automatic payments from your DuTrac account.
  • 25-day grace period.
  • $150,000 insurance coverage when any common carrier tickets are purchased with your card.
 

VISA Platinum:

  • Low interest rate.
  • No annual fee.
  • Automatic payments from your DuTrac account.
  • 25-day grace period.
  • $250,000 insurance coverage when any common carrier tickets are purchased with your card.
  • Free Year-End Summary of Purchases.
  • Free optional Choice Rewards program.

*There are some countries in which you will not be able to use your DuTrac Community credit cards. These countries are either blocked due to excessive fraud or are sanctioned countries ordered by OFAC (U.S. Department of the Treasury Office of Foreign Assets Control). To view a full list of these countries, click here.

EMV Chip Card Technology

DuTrac recently made the transition from magstrip credit cards to chip-enhanced credit cards. Chip cards are the latest in payment card technology, providing increased acceptance around the world and heightened security.

How to make a transaction with a chip card:

1. Insert your card with the chip facing up.

2. Leave the card in the terminal while completing the transaction.

3. Follow the prompts on the terminal's screen.

4. When your transaction is complete, you will be prompted to remove your card.

Watch this video to learn more about the ease-of-use, heightened security and benefits of chip technology.