EcoPlus® Account

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Checking, plus a whole lot more... DuTrac’s EcoPlus Account is not just about being green in terms of automated services, but also being green in the sense of sustainability. EcoPlus will sustain the financial needs of members as members’ needs change – and grow.The account has an element related to loans, savings, ATM usage, identity theft, debit cards and other products. More importantly, like any green living thing – it can grow. Grow, in a sense the EcoPlus Account has the ability to add new features and services to meet the needs of a member’s many life phases.

DuTrac’s EcoPlus Account offers:

  • .25% lower loan rate on all future secured consumer loans. (Excluding mortgages, shared-secured loans, cd-secured loans and courtesy pay loans)
  • .25% higher deposit rate on all future Certificates of Deposit.
  • Free custom checks (first order of 150).
  • Up to $100 for your ACH payments - (Earn $10 for each automatic payment you set up within the first 90 days of opening your EcoPlus Account, i.e. - gas, electric, water, phone, cable, etc.)*
  • ATM surcharges rebated ($10 per statement cycle, member initiated, 60-day limit from the time of the charge).
  • Free debit card with unlimited transactions (PIN based and signature based).
  • Low balance E-lerts (get notified when your checking balance is low).
  • Free online BillPayer.
  • Overdraft Protection (from a line of credit or transfer from share savings).
  • Free AccessLine (telephone banking).
  • Free early fraud detection (a system that actively monitors your DuTrac credit card / debit card).
  • Free identity theft resolution services (i.e. - assistance filing a police report or fraud victim affidavit, assistance handling all documentation and phone calls to resolve the case, and your own personal advocate for ongoing education and tips).
  • Electronic promotion and rate alerts.
  • One free annual credit report - (to help save you money and protect your financial future).*

Switch to the DuTrac EcoPlus Account:
To be eligible for DuTrac’s EcoPlus Account, you must subscribe to e-Statements and have a recurring direct deposit with DuTrac. In addition to promoting “greener” habits, this account has no minimum balance requirements or monthly maintenance fees. EcoPlus Account is an all-inclusive checking account that is flexible and sustainable – meeting the ever-changing needs of DuTrac’s members.

*Terms and conditions may apply. Contact a financial services consultant for details. Automatic payment bonus will be deposited into members account 90 days after account opening. EcoPlus Account Annual Percentage Yield (APY) of 0.00%. 0.00% APY is offered for the life of the account. No minimum balance and no minimum deposit is required to open the EcoPlus Account. EcoPlus Account requires member to subscribe to e-Statements and establish a recurring direct deposit.
You have the right to a free credit report from AnnualCreditReport.com or (877) 322.8228, the ONLY authorized source under Federal law.

If you have further questions regarding DuTrac Community Credit Union’s products or services, please contact one of our highly qualified financial services consultants by e-mail at members@dutrac.org, in person at any of DuTrac’s convenient locations or by phone at (563) 582.1331, or (800) 475.1331.

®EcoPlus is a registered trademark of DuTrac Community Credit Union.