High Yield Checking
We know many members like to have at least some of their funds available immediately. Yet, we also know they may desire as high of a return as possible on every dollar. When you are looking for a very attractive return on your checking dollars and generally limit the number of checks you write, the High Yield Checking account is for you.
With DuTrac’s High Yield Checking account, members can rest assured no matter what their balance is, they are earning one of the highest rates available. Plus, no matter your physical location, members can access their money by check, debit card or through a personal computer anytime, 24/7.
High Yield Checking offers the following advantages:
- No minimum balance requirements.
- Earn a monthly dividend on your money. That's right, earn money on your High Yield Checking account when you maintain an average daily balance of $2,500 or more.
- Save money… with no monthly fees. That's right, no monthly service charges. In addition, for the vast majority of people who write less than 20 checks per month, there are no fees at all. (After using 20 checks, you will be charged a $.10 per check fee.)
- Convenience of monthly statements received by mail or via e-Statements with all account activities listed.
- Have peace of mind knowing that if you should happen to overdraw your checking account, funds can be easily transferred to cover the overdrawn amount. Transfers can be made from either your savings account or from your EZ Access Line of Credit. (A small fee applies for each overdraft transfer.)
When you have a checking account with DuTrac Community you open the door to many other great services and opportunities:
CheckCard Plus Debit Card
- Carry it in your wallet and use lit like a credit card; purchases are withdrawn from your checking account.
- Use it at over 25 million MasterCard merchants worldwide.
- Access your account through Automated Teller Machines (ATMs) around the world.
SecureCard ATM Card
Allows you to access your account at ATMs and many points-of-sale such as grocery stores, gasoline stations, etc.
Savings on consumer loans
- Receive a reduced rate on DuTrac’s already low loan rates when your payments are deducted automatically from your DuTrac Community checking account.
- No annual fee on your DuTrac Community VISA credit card when you have automatic payments from your DuTrac Community checking account.
Overdraft Protection
Have peace of mind knowing that if you should happen to overdraw your checking account, funds can be transferred to cover the check (if funds are available). Transfers can be made from either your savings account or from your EZ Access Line of Credit. (A small fee applies for each overdraft transfer.)
If you have further questions regarding DuTrac Community Credit Union’s High Yield Checking account, please contact one of our highly qualified Financial Services Consultants in person at any branch location, or by phone at (563) 582-1331, or (800) 475-1331.
