Deposit Accounts

Value Checking

value_checking.jpgA no-charge checking account that comes with a level of service and convenience that is second to none.

Having great value does not mean being short on providing you with all the power and protection you need.  So, with nearly everything in today’s busy lifestyle charging you a fee in some way or another, consider DuTrac’s Value Checking as organic.  Simply free from fees, contaminants, and a lot healthier on your daily balance.

Value Checking offers:

  • No minimum balance requirements.
  • No monthly fees.  That’s right, no monthly service charges.
  • Unlimited check writing privileges.  You can write as many checks as you would like at no charge.
  • Overdraft protection
  • Monthly statements by mail or… go digital with e-Statements through DuTrac’s on-line PC Branch.

When you have a checking account with DuTrac Community, you’re opening the door to many other great DuTrac services and opportunities.  Explore DuTrac’s:

CheckCard Plus Debit Card

  • Carry it in your wallet and use lit like a credit card; purchases are withdrawn from your checking account.
  • Use it at over 25 million MasterCard merchants worldwide.
  • Access your account through Automated Teller Machines (ATMs) around the world.

SecureCard ATM Card

Allows you to access your account at ATMs and many points-of-sale such as grocery stores, gasoline stations, etc.

Savings on consumer loans

  • Receive a reduced rate on DuTrac’s already low loan rates when your payments are deducted automatically from your DuTrac Community checking account.
  • No annual fee on your DuTrac Community VISA credit card when you have automatic payments from your DuTrac Community checking account.

Overdraft Protection

Have peace of mind knowing that if you should happen to overdraw your checking account, funds can be transferred to cover the check (if funds are available).  Transfers can be made from either your savings account or from your EZ Access Line of Credit. (A small fee applies for each overdraft transfer.)

Having a checking account with this level of service and convenience is nothing but a great value.

If you have further questions regarding DuTrac Community Credit Union’s Value Checking account, please contact one of our highly qualified Financial Services Consultants in person at any branch location, or by phone at (563) 582-1331, or (800) 475-1331.

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