Lending Services

Visa Platinum

visa_platinum.jpgHigher purchasing limits and added options are included in DuTrac’s VISA Platinum credit card.  

DuTrac’s VISA Platinum offers:

  • A low interest rate
  • No annual fee
  • Automatic payments from your DuTrac account
  • A 25-day grace period
  • $250,000 insurance coverage when any common carrier tickets are purchased with your card
  • A 1% reduction in the APR for balance transfers during the first 90 days following approval of your new card
  • Free Year-End Summary of Purchases

Earn "Double" Choice Rewards points**

From November 1 through December 31, 2009, receive "Double" Choice Rewards points on all your purchases made with a DuTrac VISA Platinum credit card.  For every dollar you charge to your VISA Platinum card, you earn Choice Rewards which can be redeemed for all sorts of great items.  If you are currently not signed up for FREE Choice Rewards, call, click or visit any DuTrac location.

** VISA Platinum card subject to qualified credit.  Some restrictions apply.  Double rewards offer runs from November 1 through December 31, 2009.

With the free optional rewards program you earn points for every dollar spent on purchases*.  DuTrac's Choice Rewards program is a greaChoiceRewards.jpgt way to reward yourself for purchases you make everyday.  Browse the Choice Rewards website to see the great options available for points redemption.   

*Balance transfers and cash advances are not considered purchases.  If points have been rewarded and an item is returned you will forfeit any points earned for intital purchase of the item.

Your DuTrac Community VISA Platinum credit card is protected against possible fraud through a fraud protection technology which will monitor and detect any transactions that are different from your ordinary spending patterns and will alert you if something appears to be out of the ordinary.  For added online security, your DuTrac Community VISA credit cards are eligible to enroll in Verified by VISA. This service protects your credit card against unauthorized online purchases with a personal password.

You can add even more convenience to your credit card with mycardinfo which allows you 24-hour access to your credit card account.  You can get balances, detailed history on your card, make payments and even research transactions.

DuTrac's VISA Platinum offers you the opportunity to obtain multiple cards with different card numbers.  With this option, you are able to carry a "spare" card in case of emergencies, have one card joint with your spouse and one individual card for yourself, or even give your child a card with a smaller limit for emergencies or to teach them how to use credit.

Keep things simple with a DuTrac VISA Platinum credit card.

If you have further questions regarding DuTrac Community Credit Union’s VISA Platinum credit card, please contact our highly qualified Financial Services Consultants by e-mail at members@dutrac.org, by phone at (563) 582-1331, or (800) 475-1331 or stop into any of our 10 convenient locations.

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