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Become a Member

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Open an account at DuTrac.

As a credit union, we were founded by members, for members. Rather than pocketing profits, our success results in benefits for our members—better loan rates, higher savings rates, and a variety of products and services.

If you live or work in any of the 34 counties we serve, you’re eligible to become a DuTrac member.

or

If you have a family member who is currently a DuTrac member, you’re eligible to become a DuTrac member.

Field of Membership

Iowa

  • Allamakee
  • Benton*
  • Black Hawk*
  • Buchanan
  • Cedar
  • Clayton
  • Clinton
  • Delaware
  • Dubuque
  • Fayette
  • Iowa*
  • Jackson
  • Jasper*
  • Johnson
  • Jones
  • Linn
  • Louisa
  • Marshall*
  • Muscatine
  • Poweshiek*
  • Scott
  • Tama*
  • Winneshiek

Illinois

  • Carroll*
  • Henry
  • Jo Daviess
  • Rock Island
  • Stephenson*
  • Whiteside
  • Winnebago*

Wisconsin

  • Crawford*
  • Grant
  • Iowa*
  • Lafayette*

 

*Indicates counties added in 2022.

  • Members are also required to open a Share Savings account with a balance of $5.00
  • Social Security Number or Individual Taxpayer Identification Number
  • One of the following forms of identification: Driver’s License, U.S. State ID, Resident Alien ID Card (Green Card), Passport or U.S. Military ID
  • A way to fund your account, such as a credit card, check or cash
  • Phone number & email address
  • Current physical and mailing addresses

*Tickets are valid for one day during the 2025 season. Children three (3) and under are free.

Join us today!  Complete an application online or in person at your nearest location.

 

Apply Online

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All DuTrac branches will be closed on Thursday, November 28, for Thanksgiving.

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac branches will be closed on Monday, September 2, for Labor Day.

All DuTrac branches will be closed at 1:00PM on Tuesday, December 24 for Christmas Eve and all day Wednesday, December 25 for Christmas Day.

All DuTrac branches will be closed on Wednesday, January 1 for New Year's Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 17, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

Credit card activity will be unavailable for viewing through e-banking or CardValet until Tuesday, October 15 while we upgrade our system.

All DuTrac branches will be closed on Monday, November 11, for Veterans Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Scheduled Maintenance Alert - March 12th from 10 PM to 12 AM. Home Banking, Mobile Link, and Access Line will be temporarily unavailable. For questions, please call 563-582-1331 or email members@dutrac.org.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.