Let your voice be heard during DuTrac’s “Oh Say Can You Sing” National Anthem Showcase! Amateur individuals, duets, trios and quartets are invited to submit their best rendition of America’s national anthem. Forms must be submitted no later than noon on Friday, May 12. Limit one entry per person or group. The vocalist(s) having the...
Category: DuTrac News
April is Credit Union Youth Month
Unleash the Power of Saving! This April, DuTrac encourages young members to foster good financial habits by setting aside money in a new or existing Savasaurus Club account. Open a new savings account for your child through DuTrac’s Savasaurus Club between April 1-30 and $25 will be automatically added to the new account. Simply deposit...
Join us for a no-cost estate planning webinar – May 2
Tuesday, May 2, 2023 | 5:30 p.m. This no-cost, informal informational session hosted by the estate planning experts at FCT, will share necessary guidelines for the planning of an estate as well as provide thoughtful ideas and feedback regarding the adequacy of your current estate plans. The following questions need to be addressed when estate...
Safe & Sound since 1946
With recent announcements regarding bank failures, DuTrac views this as an opportunity to provide its members with peace of mind during a period when many of us do not have access to all the facts. We also want to re-assure our members of the safety and soundness of their credit union deposits, and to remind members of the credit union difference as a member-owned financial cooperative.
Social Security and Your Retirement – March 29 + 30
Join DuTrac Financial Group for a no-cost seminar on how Social Security benefits can influence your financial future. Find answers to the following questions and more. What are the rules for starting your Social Security benefits? How do spouses coordinate their benefits? Are there different routes to take that could potentially increase your benefits? How...
Six tips to improve your credit
Pay your bills on time All of them, every time, period. Keep your credit utilization rate low “Weigh account balances relative to credit limit to ensure usage is at or below @ 10%,” stated John Ulzheimer, credit expert, formerly of FICO and Equifax. If higher than 10%, it is an indication of possible added risk....
The Cost or Savings of Credit
Remember “The Golden Rule to Credit”…the higher the better when it comes to a credit score. Consumers have four primary advantages with a higher credit score: Reduces the pain of interest rate hikes, Borrowers qualify for a lower interest rates, Saves money on your monthly loan payments , A higher score will also more likely...
Grumpy Old Men – The Musical
Wednesday, April 12, 2023 – Circa ’21 Dinner Playhouse – Rock Island, IL Fasten your seat belt, it’s going to be a grumpy ride! Based on the classic 1993 Warner Brothers film starring Jack Lemmon, Walter Matthau and Ann-Margret, this hilarious new show has two aging neighbors, Max and John, feuding for more than fifty...
Understanding credit and credit scores
What is Credit and a Credit Score? Credit is the ability to borrow money or access goods or services with the understanding consumers will repay the borrowing with interest later. It is based on weighted factors and shown as a number typically between 300 and 850, called a credit score, A credit score tells lenders a...
2022 Holiday Kids Concerts
DuTrac has once again partnered with local radio stations to present recordings of holiday concerts held at area schools. We’re excited to have our local schools showcase their talented students this holiday season. Tune in and listen on Dubuque station KAT FM 92.9 and Dyersville station KDST 99.3 starting December 1. Click here to...