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April is Credit Union Youth Month
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April is Credit Union Youth Month

Unleash the Power of Saving! This April, DuTrac encourages young members to foster good financial habits by setting aside money in a new or existing Savasaurus Club account. Open a new savings account for your child through DuTrac’s Savasaurus Club between April 1-30 and $25 will be automatically added to the new account. Simply deposit...

Join us for a no-cost estate planning webinar – May 2
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Join us for a no-cost estate planning webinar – May 2

Tuesday, May 2, 2023  |  5:30 p.m. This no-cost, informal informational session hosted by the estate planning experts at FCT, will share necessary guidelines for the planning of an estate as well as provide thoughtful ideas and feedback regarding the adequacy of your current estate plans. The following questions need to be addressed when estate...

Safe & Sound since 1946
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Safe & Sound since 1946

With recent announcements regarding bank failures, DuTrac views this as an opportunity to provide its members with peace of mind during a period when many of us do not have access to all the facts. We also want to re-assure our members of the safety and soundness of their credit union deposits, and to remind members of the credit union difference as a member-owned financial cooperative.

Social Security and Your Retirement – March 29 + 30
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Social Security and Your Retirement – March 29 + 30

Join DuTrac Financial Group for a no-cost seminar on how Social Security benefits can influence your financial future. Find answers to the following questions and more. What are the rules for starting your Social Security benefits? How do spouses coordinate their benefits? Are there different routes to take that could potentially increase your benefits? How...

Six tips to improve your credit
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Six tips to improve your credit

Pay your bills on time All of them, every time, period.  Keep your credit utilization rate low “Weigh account balances relative to credit limit to ensure usage is at or below @ 10%,” stated John Ulzheimer, credit expert, formerly of FICO and Equifax. If higher than 10%, it is an indication of possible added risk....

The Cost or Savings of Credit
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The Cost or Savings of Credit

Remember “The Golden Rule to Credit”…the higher the better when it comes to a credit score. Consumers have four primary advantages with a higher credit score: Reduces the pain of interest rate hikes, Borrowers qualify for a lower interest rates, Saves money on your monthly loan payments , A higher score will also more likely...

Grumpy Old Men – The Musical
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Grumpy Old Men – The Musical

Wednesday, April 12, 2023 – Circa ’21 Dinner Playhouse – Rock Island, IL Fasten your seat belt, it’s going to be a grumpy ride! Based on the classic 1993 Warner Brothers film starring Jack Lemmon, Walter Matthau and Ann-Margret, this hilarious new show has two aging neighbors, Max and John, feuding for more than fifty...

Understanding credit and credit scores
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Understanding credit and credit scores

What is Credit and a Credit Score? Credit is the ability to borrow money or access goods or services with the understanding consumers will repay the borrowing with interest later. It is based on weighted factors and shown as a number typically between 300 and 850, called a credit score, A credit score tells lenders a...

2022 Holiday Kids Concerts
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2022 Holiday Kids Concerts

DuTrac has once again partnered with local radio stations to present recordings of holiday concerts held at area schools. We’re excited to have our local schools showcase their talented students this holiday season. Tune in and listen on Dubuque station KAT FM 92.9 and Dyersville station KDST 99.3 starting December 1.   Click here to...

All DuTrac branches will be closed on Thursday, November 28, for Thanksgiving.

All DuTrac offices will be closed Wednesday, June 19, for Juneteenth.

All DuTrac branches will be closed on Thursday, July 4, for Independence Day.

All DuTrac branches will be closed on Monday, September 2, for Labor Day.

All DuTrac branches will be closed on Monday, January 15, in observance of Martin Luther King Jr. day.

All DuTrac branches will be closed on Monday, February 19, for Presidents' Day.

All DuTrac branches will be closed on Monday, May 27, for Memorial Day.

Credit card activity will be unavailable for viewing through e-banking or CardValet until Tuesday, October 15 while we upgrade our system.

All DuTrac branches will be closed on Monday, November 11, for Veterans Day.

All DuTrac branches will be closed on Monday, December 25, for Christmas Day.

All DuTrac branches will be closed on Monday, January 1, for New Year's Day.

Due to inclement weather, all DuTrac branches will close at 1:00 PM today, January 9. Online banking, AccessLine, ATMs and our app are available 24/7 for your convenience.