Saving is As Easy As 1-2-3
Refinancing your auto loan is as easy as 1-2-3!
1% Less Interest – Recieve up to 1%* less interest than what you are currently paying for the remaining term of your auto loan from another financial. If DuTrac’s standard rate is even lower, you’ll receive the lower rate!
$200 Cash Bonus – Receive a $200 cash bonus** when you refinance an eligible loan over $20,000 from another lender to DuTrac!
3 Month Payment Deferral – When you refinance your auto loan with DuTrac you can schedule your first payment to occur up to 90 days*** later!
If you have further questions regarding DuTrac’s “As Easy As 1-2-3” promotion, please contact a DuTrac financial services consultant by email at members@dutrac.org, by phone at 563.582.1331 or stop into any of our 15 branch office locations.
*A minimum rate of 5.84% APR applies. All loans are subject to DuTrac Community Credit Union (DuTrac) lending policies, product term limits, and credit qualifications. Verification of employment may be required. Must be 18 years old to qualify for a loan. **Cash back bonus amount is $200 for loans $20,000 or greater. Cash back bonus is $100 for loans greater than $10,000 and less than $20,000. The cash back bonus will be deposited into the members savings account after DuTrac receives the title with our lien, proof of insurance listing DuTrac as lien holder and members makes their first payment. ***If you postpone your payment, finance charges will still accrue during the deferred period and will increase the total amount to repay. This offer is not valid to refinance existing DuTrac loans. Does not apply to real estate, home equity, share secured, personal loans, lines of credit or business loans. If you participate in this offer: 1) you may receive Form 1099-NEC at year end; 2) the cash back bonus will be forfeited and added to the payoff amount if the loan is closed within six (6) months of opening. Rates, terms, and offer are subject to change at any time and without notice. Membership with a $5.00 savings account at DuTrac is required. This promotion is valid through 12/31/2024.